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  • volksbank

    În ultima vreme, băncile au început să adopte tactici de gherilă digitală, la fel ca marile companii, partidele sau oamenii politici influenţi.

    Dacă în cazul partidelor există chiar departamente speciale care se ocupă cu aşa ceva, se pare că la bănci se recurge deocamdată doar la persoane din interiorul băncii.

    Se pare că şi unii managerii cu poziţii importante în ierarhia bancară prcatică sportul postărilor pe net la articole unde există opinii defavorabile.

    De interes sunt articolele de la publicaţiile mari care tratează subiecte ce atrag clienţii nemulţumiţi. Postacii bancari intră în joc şi încearcă să contracareze opiniile defavorabile anti-bănci.

    De exemplu, la ultimul articol din Gândul despre cazul deciziei de la Galaţi defavorabilă Volksbank,  userii Lucian şi Alex contrazic pe cei care acuză băncile de acordarea creditelor în franci elveţieni. Cei care acuză băncile invocă faptul că promovarea făcută de bănci creditelor în franci elveţieni nu a inclus şi o prezentarea a riscurilor iar cei care sunt pro bănci spun că clienţii trebuie să-şi asume riscurile valutare.

    Opinii anti-bănci

    Ruby Rose

    Serios? Dar de faptul ca bancile percep niste dobanzi uriase nu spui, initial in contract se spune ca dobanda va fi variabila dupa un an, dar ea tot creste. Suntem prostii Europei pentru banci, ne jecmanesc pt ca se gasesc oameni ca tine care iau numai apararea bancilor. De acord, contractul trebuie citit, dar nu toata lumea are cunostinte financiar/bancare si dupa cum probabil stii (sau nu stii) un contract de imprumut cu banca e kilometric, dragul meu Alex.

    Ce atitudine lasa/ profitoare/ rauvoitoare la comentatorii pro-banci. daca sunteti atat de inteligenti si aruncati cu pietre in cei care si-au luat credite in valuta si acum platesc de 10 ori valoarea lor, de ce nu ati spus inainte? nu a existat absolut nimeni care sa avertizeze asupra pericolului de a lua credit in franci. dimpotriva, era cotata cea mai sigura valuta.

     

    Opinii PRO-bănci

    Lucian

    Se pare ca unii oameni nu inteleg ceva: banca are ca obiectiv obtinerea de profit. Banca nu este institutie caritabila. Asa ca, atat timp cat respecta legea, in baza unui contract convenit intre parti poate sa ceara orice cost. Clientul la fel de bine poate sa accepte sau nu.
    Si daca nu stiti nu mai aberati cu bancile care pot sa creasca cat si cum vor dobanzile la creditele in derulare. Ca s-a putut si s-a facut intrecut e una, dar ca se poate si se face in prezent e altceva. Asa ca sa ne limitam la fapte concrete si reale nu la speculatii si aberatii.

     

    Acest articol este proprietatea Pagina de Bănci și este protejat de legea drepturilor de autor. Orice preluare a conținutului se poate face doar în limita a 500 de semne, cu citarea sursei și cu link către pagina acestui articol.

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    57. Mihai spune:

      deci daca ai o parere ce nu e anti-banci inseamna ca esti postac platit de banci. Cam cat creier in cap sa ai sa scrii un articol intreg bazat pe aberatia asta logica? Tu, asta de ai scris articolul, ti-ai facut scoala de „jurnalism” la voiculescu in ograda? „Cine nu e cu noi e basist”? Si in capul tau…cine nu injura banca, inseamna ca e cu ea. Sigur e si basist. Dumnezeule mare…

      • Mihai Călin spune:

        In articol nu este vorba despre postaci platiti. Nu sunt atatea articole defavorabile ca in cazul partidelor. PR-ul in domeniul bancar se face altfel.
        Nu poti insa sa nu observi ca la anumite articole defavorabile unei banci apar mereu cativa care au opinii pro. Este dreptul lor, dar faptul ca intervin la momentul oportun trebuie semnalat.
        Toate bune

    58. George spune:

      Ideea este foarte simpla: Banca este un camatar autorizat de stat. Asta inseamna ca are atat drepturi cat si indatoriri.

      Cel mai important drept este acela ca are voie se functioneze si deci are acces la o audienta mult mai mare decat cei ilegali. Dar are si indatorirea sa fie transparenta, explicita, sa nu induca in eroare clientii sai.

      Asta e diferenta dintre o banca si un camatar ilegal, si de aia nea Gheorge de la stana se duce la banca si nu la un camatar interlop, pentru ca banca ar trebui sa ii ofere un contract cinstit, cadru asigurat de stat. Banca promoveaza faptul ca este responsabilitatea clientului sa se informeze corect, ca si cum acesta ar juca la ruleta si trebuie sa-si asume singur riscul valutar.

      Deci banca incearca sa se sustraga de la indatoriri, dar la drepturi e prima!

    59. hmm spune:

      Bancile au scris in contract ca vor mari dobanzile, ce anume e nedrept in asta ?

      Ca sunt oameni care postea pro banci si poate sunt platiti de banci, si asta e posibil. Insa nu schimba cu nimic realitatea ca toti care au facut credite au avut scris in fata negru pe alb contractul si de buna voie si nesiliti de nimeni au semnat.

      Realitatea e ca acum niste politicieni de stanga incearca sa cultive ura fata de banci. In speranta ca disperatii care nu isi mai pot plati creditele vor visa ca votand socialism statul le va da bani (din taxele tuturor), se tot discuta despre lipsa de moralitate a bancilor.

      Banci care vor sa faca bani e ceva mult mai moral decat un functionar care ia spaga sau un politician care minte in campania electorala. Si pana si astia sunt mult mai morali ca unul cu credit care vrea ca toti romanii sa ii plateasca lui creditul fiindca lui ii e greu sa isi plateasca signur datoriile.

      • PRO EUTANASIA spune:

        Adică, spune concret şi nu ocoli concluzia reală: băncile sunt cămătari protejaţi de lege!
        Iar Nuţu şi Sile Cămătaru sunt nişte oameni morali, dacă ne luăm după postarea userului hmm.
        Nu te întreb la ce bancă lucrezi sau dacă ai rude de gradul I care lucrează în bănci, pentru că este evident!

        PS. Politicienii de stânga sunt în campanie electorală! Nu cultivă ura faţă de bănci, ci le ajută!

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