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  • ncbnrTrei dintre cele mai mari bănci locale intenționează să ceară Comisiei Europene declanșarea procedurii de infringement față de România în cazul în care va fi aprobată o inițiativă legislativă care prevede aducerea creditelor în lei la cursul din momentul acordării lor.

    Declarația ar fi fost făcută în fața Comisiei de buget-finanțe din Camera Deputaților, potrivit deputatului PDL Gheorghe Ialomițianu, fost ministru al Finanțelor, citat de Mediafax.

    Amenințarea transmisă de bănci, ca întotdeauna prin intermediari din cadrul Băncii Naționale, nu este o premieră, declarații asemănătoare fiind făcute și în 2010, după adoptarea Ordonanței 50, care conținea o serie de măsuri prin care clienții erau puși la adăpost de posibilele abuzuri ale instituțiilor bancare.

    Explicația oficialului BNR pentru această atitudine a băncilor este că într-un asemenea caz băncile vor înregistra pierderi, deoarece ”creditele vor fi transformate în lei la un curs mai mic decât cursul la care vor fi retrase depozitele constituite în franci. Nu este clar care depozite în franci, pentru că în România nici măcar nu există o ofertă de depozite în această valută din partea băncilor, cu atât mai puțin să existe și depozite constituite, și din care să fi fost finanțate creditele acordate.

    Succesul unui demers la Comisia Europeană ar fi oricum unul puțin probabil, având în vedere deciziile recente ale instanțelor de judecată din România și din UE, prin care ratele mai multor credite în valută au fost aduse la cursul din momentul acordării creditului.

    Acest articol este proprietatea Pagina de Bănci și este protejat de legea drepturilor de autor. Orice preluare a conținutului se poate face doar în limita a 500 de semne, cu citarea sursei și cu link către pagina acestui articol.

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