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    BRDBRD este una din băncile în care creditele neperformante şi pierderile au nevoie de amortizări rapide. Poate acest lucru stă la baza comisionelor şi taxelor recunoscute a fi printre cele mai mari din branşă.

    Pentru BRD, taxarea clienţilor la serviciile de bază, are ca rezultat colectarea unor sume de bani ce rezolvă în mare parte nevoia de venituri a băncii.

    Interogarea soldului este unul din serviciile taxate de BRD şi aduce venituri substanţiale băncii, care şi-a făcut din retail principala sursă de profit.

    Curiozitatea clientului sau nevoia acestuia de a vedea dacă i-au intrat banii în cont îl costă pe acesta 0.5 euro la fiecare interogare, una fiind gratuită.

    Măsura BRD a fost dealtfel una luată brusc şi arbitrar. Banca a dublat pur şi simplu tariful în 2012.

    Acest lucru a dus la încasări substanţial crescute, practic dublate, din acest serviciu dar şi la diminuarea numărului de clienţi.

    BRD încasează din acest serviciu o sumă ce poate atinge şi un milion de euro lunar, conform specialiştilor. Anual, estimările făcute de analişti arată că banca poate încasa din simpla curiozitate a clienţilor  o sumă aproximativă de circa 10-12 milioane de euro.

    Acest articol este proprietatea Pagina de Bănci și este protejat de legea drepturilor de autor. Orice preluare a conținutului se poate face doar în limita a 500 de semne, cu citarea sursei și cu link către pagina acestui articol.

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