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  • BRD profit astronomic din comisioane

    11:35 am, 10 septembrie 2014 • de 62 Comentarii

    BRD

    BRD este banca care îşi taxează fără prea multe menajamente clienţii. Profitând de poziţia dominantă în sectorului de retail prin reţeaua foarte mare de agenţii şi bancomate, BRD a mărit comisioanele la un nivel la care veniturile sunt comparabile cu cele realizate din dobânzi.

    Practic, doar BCR sau Unicredit mai rivalizează cu BRD la comisioane. În plus, BRD beneficiază de un număr de peste 800 de agenţii la nivel naţional, cu circa 70% mai mult decât BCR.

    Iată câteva din comisioanele BRD: 0.8 euro costă lunar administrarea contului în care ţi se virează salariul, 10 lei pe lună costă administrarea cardului,  utilizarea ATM-ului nu poate costa mai puţin de 0.5 lei per retragere  dar în genere este 0.2% din suma retrasă la fiecare retragere.

    La retragerile de la alte bancomate comsiionul este de 1%+4 lei. Dacă eşti curios cât etse soldul, la propriul bancomat după prima interogare gratuită comsionul este de 0.5 euro per interogare iar la alte bancomate 1(un) euro.

    BRD are 2.27 milioane de clienţi, număr în scădere totuşi, în condiţiile creşterii comisioanelor. În acest context, veniturile din comisioane ating cifre astronomice ajungând să rivalizeze cu cele din dobânzi, mai ales că în ultimul timp creditarea nu mai este la modă printre bancheri.

    Specialiştii dar şi o parte dintre clienţi au văzut în această politică o adevărată strategie de evitare a riscului creditării şi a realizării planului de profit prin taxare.

     

    Acest articol este proprietatea Pagina de Bănci și este protejat de legea drepturilor de autor. Orice preluare a conținutului se poate face doar în limita a 500 de semne, cu citarea sursei și cu link către pagina acestui articol.

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