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  • BRD

    Philippe Lhotte – CEO BRD

    Schimbul valutar este  o operaţiune financiară banală. Cine nu a avut nevoie să schimbe bani?

    Euro şi dolarul sunt cele mai tranzacţionate valute, cerute la casa de schimb de majoritatea românilor.

    De aceea, băncile s-au gândit să facă profit şi din acest gen de operaţiuni. Cel mai mare profit îl face BRD, campioana comisioanelor, care are cea mai mare diferenţă la curs de vânzare-cumpărare.

    BRD are la cumpărare un curs de 4.3660 lei pentru un euro în timp ce la vânzare cursul este de 4.5160 lei,conform cursului publicat de incont.ro. Diferenţa este de 15 bani, cea mai mare dintre toate băncile. La 1000 de euro pe care îi cumpără apoi îi vinde, banca face un profit de 150 de lei!




    BCR se consideră mai atractivi cu 5 bani faţă de BRD: 14,5bani diferenţă la curs, profit de 145 lei la 1.000 de euro rulaţi.

    Vin din urmă Unicredit şi OTP cu 4.37 la cumpărare şi 4.51 la vânzare, ceea ce înseamnă 14 bani. Profit: 140 de lei la 1000 de euro cumpăraţi şi apoi vânduţi.

    Cine vrea să facă o afacere bună să meargă la  Alpha Bank dacă vrea să vândă euro, va avea un curs de 4.42 şi să cumpere de la Alpha Bank şi CEC care vând la 4.46 lei per euro.

    Alpha Bank are o diferenţă de curs de doar 4 bani iar CEC de 6 bani la curs, profitul fiind de 40 şi 60 de lei la 1.000 de euro rulaţi.



    Acest articol este proprietatea Pagina de Bănci și este protejat de legea drepturilor de autor. Orice preluare a conținutului se poate face doar în limita a 500 de semne, cu citarea sursei și cu link către pagina acestui articol.

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