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  • credite-restanteMecanismul este unul foarte simplu: oamenilor li se fac contracte de muncă pe perioadă determinată, ceea ce îi elimină practic din rândurile clienților „eligibili” la acordarea de credite. În ultimii ani, tot mai multe bănci din România refuză să le încheie angajaților contracte de muncă cu perioadă nederminată, având în vedere dificultăţile financiare din ultimii cinci ani. Și asta pentru că un angajat cu contract de muncă pe perioadă determinată poate fi îndepărtat mai uşor din companie, iar angajatorul nu este obligat să îi plătească despăgubiri.

    Această situație a condus însă la situația paradoxală în care un angajat nu poate deveni client al băncii unde lucrează atunci când vine vorba de contractarea unui credit.

    Siteul businessmagazin.ro relatează cazul unui angajat al uneia dintre băncile de top 15 din România, care deși lucrează de aproape doi ani în departamentul de recuperare creanţe nu are un contract de muncă pe perioadă nedeterminată. Acest lucru îl împiedică să reuşească să contracteze un credit de nevoi personale de la banca unde este angajat.

    Este total lipsit de logică să lucrezi într-o bancă de doi ani de zile, să vrei să devii clientul acelei bănci pentru că lucrezi pentru aceasta în fiecare zi, câte nouă ore, şi să fii trimis la plimbare. Ceea ce mi se întâmplă este aberant. Cum să mergi la o altă bancă să iei credit când tu lucrezi deja la una? Ce încredere să mai ai în angajatorul tău? Cum să mai fii performant la serviciu?”, spune angajatul.

    Acest articol este proprietatea Pagina de Bănci și este protejat de legea drepturilor de autor. Orice preluare a conținutului se poate face doar în limita a 500 de semne, cu citarea sursei și cu link către pagina acestui articol.

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