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    Procesul de dezintermediere care are loc la această oră în sistemul bancar înseamnă că băncile-mamă îşi retrag liniile de finanţare din susbsidiarele din România.

    În aproximativ cinci ani, din sistemul bancar românesc s-au evaporat circa 9 miliarde de euro. România este una din ţările membre UE din Estul Europei în care acest proces se desfăţoară la o scară mare. Doar Polonia mai rivalizează cu România la proporţia banilor retraşi.

    Deponenţii trebuie să acopere acest deficit din portofoliul de lichidităţi băncilor prin chiar depozitele lor.

    Circa 20% din liniile de credit s-au evaporat chiar anul trecut , conform economica.net. Ceea ce frizează absurdul este că BNR motivează această retragere de bani prin lipsa cererii eligibile de creditare în timp ce companiişe se plâng că nu au acces la banii băncilor.

    De acum încolo, în lipsa banilor băncilor-mamă ca Erste sau Societe Generale, creditarea va fi făcută ân amre parte din banii deponenţilor.

     

    Acest articol este proprietatea Pagina de Bănci și este protejat de legea drepturilor de autor. Orice preluare a conținutului se poate face doar în limita a 500 de semne, cu citarea sursei și cu link către pagina acestui articol.

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