• 4,6656

  • 3,9462

  • 4,0129

  • 165,6222

  • Avocatul Piperea este specialistul numarul 1 in lupta cu clauzele abuzive.

    Avocatul Piperea este specialistul numarul 1 in lupta cu practicile bancare abuzive.

    Avocatul Gheorghe Piperea catalogat de lumea bancară drept haiduc pentru că luptă împotriva sistemului îi dă o replică guvernatorului BNR Mugur Isărescu.

    Dacă longevivul guvernator Isărescu susţine că la momentul semnării creditelor CHF, clientul şi banca erau în deplină “conştienţă”, Piperea demontează acest lucru.

    Clientului i s-a prezentat la bancă o versiune , în timp ce realitatea a fost cu totul alta.

    Iată ce li s-a prezentat clienţilor:

    1. S-au indatorat pe termen lung intr-o moneda stabila (CHF),
      Cu costuri mai mici decit cele la creditele in lei/euro (uneori cu 2-3 puncte procentuale),
      3.  Chiar dacă ratingul lor nu ii califica pentru creditele in lei/euro (pentru care gradul de indatorare trebuia sa fie mai mic decit 70% din sursele lunare de finantare a rambursarii), în schimb îi califica pentru creditele in CHF.

    Dacă aceasta ar fi fost şi realitatea din teren, conştienţa lui Isărescu ar fi fost valabilă:

      Atunci da, consumatorii au fost conştienţi de ceea ce au semnat. Că doar asta li s-a „explicat” în reclamele frumos ambalate şi cu trimiteri la basme şi tărâmuri mirifice. Şi în cele 2 min. de discuţii cu „ofiţerul” de credite, grăbit să respecte programul încărcat al dnei notar care avea 2-3 ore de program pe zi la bancă şi încheia 2-300 de cotracte pe săptămână, a punctat avocatul Piperea.

    Ce au găsit clienţii, conform lui Piperea: 

    1. Nu au primit CHF nici cash, nici în cont
    2. CHF nu este o monedă stabilă, pe timp de criză investitorii refugiindu-se în CHF şi în băncile elveţiene, moneda hipervalorizându-se.
    3. Costurile creditului, făcute de specialiştii băncii pe banii clienţilor, prezentate iniţial ca fiind mici au ajuns în final foarte mari. Astfel rata neperformantelor a ajuns la 35%

    În aceste condiţii este clar că ceea ce prezintă Mugur Isărescu drept conştienţă este de fapt o declaraţie pro-bănci menită să vină în sprijinul acestora, în chestiunea proiectului de lege prin conversia creditelor din valută în lei dar şi în instanţă unde băncile pot folosi ca argumentaţie declaraţiile lui Mugur Isărescu.


    Acest articol este proprietatea Pagina de Bănci și este protejat de legea drepturilor de autor. Orice preluare a conținutului se poate face doar în limita a 500 de semne, cu citarea sursei și cu link către pagina acestui articol.

    Related Posts

    69 Responses to Piperea demontează argumentele lui Isărescu. Sunt pro-bănci

    1. iancu spune:

      „Nu au primit CHF nici cash, nici în cont”?!!
      Piperea nu a auzit de datorii de valoare, in care intinderea obligatiei este stabilita la o valoare (CHF-ul), iar leii au doar rolul de instrument de plată?!

    2. Joey Helscher spune:

      Want a real cool app free for twitter helps you tweet unlimited and follow/unfollow in bulk masses!! Im Giving it FREE! ITS AMUST SEE!

    3. free gold maps

      […]always a big fan of linking to bloggers that I like but don’t get a good deal of link adore from[…]

    4. Apixel delivers proactive IT maintenance services through our flat-rate Managed IT Support Service. Designed to reduce your costs, increase your profits and mitigate your business risks, we partner with you as your Virtual CIO and IT Department, allowing you to focus on running your business, not your technology. IT Support Singapore industry we provide the highest standard of pest control at a very cost-effective price.

    5. 231149 909025Thank you for sharing with us, I conceive this website really stands out : D. 978042

    6. Thanks for the sensible critique. Me & my neighbor were just preparing to do a little research about this. We got a grab a book from our region library but I feel I learned much more from this post. I’m extremely glad to see such great details being shared freely out there.

    7. Thanks for this post. I undoubtedly agree with what that you are saying. I’ve been talking about this topic a great deal lately with my brother so hopefully this will get him to see my point of view. Fingers crossed!

    8. I think this is among the most significant info for me. And i am glad reading your article. But wanna remark on few general things, The site style is wonderful, the articles is really great : D. Good job, cheers

    9. Maia Darkis spune:

      Thanks for your personal marvelous posting! I certainly enjoyed reading it, you might be a great author.I will be sure to bookmark your blog and will often come back from now on. I want to encourage you to continue your great writing, have a nice day!

    10. Some genuinely abundant communication , Gladiola I bare this. „If a child can’t hear the way we teach, maybe we should clarify the way they learn.” by Ignacio Estrada.

    11. Awesome read , I am going to spend far more time learning about this subject

    12. I simply couldn’t depart your website before suggesting that I actually enjoyed the standard info an individual supply on your visitors? Is going to be back steadily to inspect new posts

    13. book of ra spune:

      I do not even know how I finished up correct here, however I believed this publish was good. I do not realize who you’re but definitely you’re going to a well-known blogger when that you are not already Cheers!

    14. I think other web-site proprietors should take this website as an model, very clean and great user friendly style and design, as well as the content. You are an expert in this topic!

    15. Wow, I used to be lucky to discover this site whenever i wanted some information on Bing! Maintain the fantastic work!

    16. example spune:

      Nice post. I was checking constantly this blog and I’m impressed! Extremely useful information particularly the last part 🙂 I care for such information much. I was looking for this particular information for a long time. Thank you and good luck.

    17. eliran oved spune:

      Full Disclosure began in April 2012 when San Francisco comedian Eric Barry bought a mixer and some microphones, and launched the Full Disclosure sex podcast out of his bedroom, a series of intensely revealing interviews with adult performers, sexologists, celebrities, and others in the entertainment industry.

    18. Lou spune:

      Wow, awesome blog layout! How long have you been blogging for? you compose blogging look easy. The largely glare of your website is superb, as anyway as the content!. Recognition For Your article on the subject of Travel Control Man vs. Food Nation Badge | Foursquare Atlanta .

    19. Pest Control Manchester is committed to protecting your homes and businesses against harmful pests. We provide an environmentally safe, superior and reliable service and are committed to total customer satisfaction. As the leading service company in the cheap cheshire pest control industry we provide the highest standard of pest control at a very cost-effective price.

    20. I really like your writing style, great info, regards for putting up :D. „If a cluttered desk is the sign of a cluttered mind, what is the significance of a clean desk” by Laurence J. Peter.

    21. Looking around

      I like to look in various places on the internet, regularly I will just go to Stumble Upon and read and check stuff out

    22. Reed Rexrode spune:

      Personally i think like I

    23. Hello ! I’d like to tkank for so many thought-provoking articles !

    24. Looking around

      I like to browse in various places on the internet, often I will just go to Digg and read and check stuff out

    25. Thanx used for the hassle, be cheery the careful labor Great work, I am going to begin a small Weblog Engine course work utilizing your situate I hope you enjoy blogging with the preferential BlogEngine.net.Thethoughts you categorical are really splendid. Aspiration you’ll apposite approximately extra posts.

    26. Full Disclosure began in April 2012 when San Francisco comedian Eric Barry bought a mixer and some microphones, and launched the Full Disclosure sex podcast out of his bedroom, a series of intensely revealing interviews with adult performers, sexologists, celebrities, and others in the entertainment industry.

    27. Hey! An individual inside my Websites like myspace class propagated this web site around well, i found give the idea some sort of look. I

    28. child porn spune:

      Full Disclosure began in April 2012 when San Francisco comedian Eric Barry bought a mixer and some microphones, and launched the Full Disclosure sex podcast out of his bedroom, a series of intensely revealing interviews with adult performers, sexologists, celebrities, and others in the entertainment industry.

    29. Shery Ciancio spune:

      My brother recommended I might like this web site. He was totally right. This post truly made my day. You cann’t imagine just how much time I had spent for this info! Thanks!

    30. Informative and precise

      Its difficult to find informative and accurate information but here I found

    31. Poker spune:

      Tous les jours nous vous mettons des codes (free, sfr, orange, bouygues) gratuitement. Pour les problèmes de connection sur SFR avant toute question merci de lire ce turoriel : http://www.codewifi.fr

    32. Earnest spune:

      You have brought cheery a vastly wonderful points , thankyou for the post.

    33. Smithers of Stamford supplies hand made bespoke industrial furniture & retro vintage style furniture for man cave ideas & contemporary homes offices, hotels, restaurants in the Uk.

    34. Homepage spune:

      … [Trackback]

      […] Read More: paginadebanci.ro/piperea-demonteaza-constienta-lui-isarescu-e-pro-banci/ […]

    35. oIfvpf spune:

      142069 525669An intriguing discussion is worth comment. I feel which you need to write a lot more on this subject, it may well not be a taboo topic but typically folks are not enough to speak on such topics. Towards the next. Cheers 785487

    36. Does anything Rx or OTC work as well as phentermine (adipex)? I’d prefer something that didn’t make my eyes and mouth dry..

    37. Ester Tiu spune:

      With havin so much written content do you ever run into any issues of plagorism or copyright infringement? My blog has a lot of exclusive content I’ve either authored myself or outsourced but it seems a lot of it is popping it up all over the internet without my authorization. Do you know any ways to help stop content from being ripped off? I’d really appreciate it.

    38. You’re my role models. Many thanks for your post

    39. site spune:

      Smithers of Stamford supplies hand made bespoke industrial furniture & retro vintage style furniture for man cave ideas & contemporary homes offices, hotels, restaurants in the Uk.

    40. This information is great i will say can be helpful when we give it a try virtually risk free? When you can support it ? That could really help people. This might bring good quality repute for you. The diet of individuals ahead of the arrival of agriculture, technology and civilization is called the Paleolithic Diet !! This Stone Age diet, simply speaking, consisted of mainly lean beef and vegetables. With this kind of diet animal meat is consumed in big amounts and 45 to 65% from the energy necessary for person’s body is based on it. Over and over again, life span studies in connection with diet, including through the World Health Organization (WHO), have concluded that Americans and Europeans would fare best to nibble on a lot more like third world peoples as being the options given by their additional wealth have frequently lead to poor nutritional choices. This is actually the same foundation for the USDA based their popular food pyramid in 1994 !! Researchers at Harvard have only suggested perhaps tweaking your food pyramid by replacing some milk and browse meat with more fruits, vegetables, and fish while also emphasizing value of enhancing the ratio of “good” to “bad” cholesterol, Plus, exercise not simply makes fat reduction less difficult, but also lowers blood glucose levels, decreases blood pressure, improved circulation, and increases your metabolism. Good regular sleep patterns can also be as important. Diets according to USDA recommendations include DASH, American Diabetic Assoc, Dieters, and Jenny Craig When children know how important “real food” is and the location where the natural ingredients in our food are derived from, they will add to the general population’s appreciation for preserving our natural world and limiting toxins and polluting processes in your world. Natural meats even trend here we are at any time anyone stepped outside their homes to have interaction with family and neighbors in home and community gardens and block-party barbeques? Does anybody even remember how nice days gone by were?

    41. Recently I ran precisely the same act of thought of ??what you presented by this article. I outsmart on carry weight you that you are absolutely right almost this topic.

    42. Myles Reints spune:

      Thanks for your beneficial post. In recent times, I have come to be able to understand that the actual symptoms of mesothelioma cancer are caused by the build up of fluid regarding the lining of your lung and the upper body cavity. The infection may start inside chest place and spread to other parts of the body. Other symptoms of pleural mesothelioma include losing weight, severe inhaling and exhaling trouble, nausea, difficulty ingesting, and irritation of the neck and face areas. It ought to be noted that some people existing with the disease never experience any kind of serious symptoms at all.

    43. Dave Tlatelpa spune:

      Recently I read certain holdings of intelligence wherefore this topic, except that Paternoster on route to your website I autodidactic how it really should accomplish.

    44. scuba network spune:

      Divers are very fortunate individuals in that that they only need to decide where their next trip will take them. There is always a “next” destination—another diving site to visit. The planet that we live in is mostly water, which means that divers have plenty of unchartered seas, oceans, lakes and rivers to explore. There are still so many underwater discoveries, which are yet to be made, and the next person who sets out just might stumble upon the next big find.

    45. teemco llc spune:

      TEEMCO LLC, an oilfield engineering company based in the Oklahoma City suburb of Edmond, thrust themselves into the spotlight over the last year, signing huge endorsement deals with the Oklahoma City Thunder, The University of Oklahoma, Oklahoma State University, and local CBS television affiliate KWTV, among others.TEEMCO made another big splash when they announced plans to purchase and renovate the historic Gold Dome building in central Oklahoma City, with their CEO Greg Lorson comparing the building’s positive electromagnetic energy to golf bracelets and revealing plans that included massive aquariums and the world’s largest salt crystal lamp.But as these audacious deals were being signed and promoted, TEEMCO and it’s chief executive were mired in legal and financial issues, and the troubles appear to be quickly escalating.

    46. Amazing, it’s really a exceptional piece of write which has been go through for extended while. Implement on top of that come by my own location.

    47. I reflect you made a couple of relatively fascinating points. Not exceedingly several persons would truly engage interested in consideration this the way you simply did. I’m accurately impressed that near’s a lot concerning this subject that has been open and you did it accordingly accurately, with so considerably grade. Top-notch one, show gratitude you.

    48. News info

      I was reading the news and I saw this really cool information

    49. Cruise deals spune:

      Tumblr article

      I saw someone writing about this on Tumblr and it linked to

    50. Whats in the lead. Same cool blog!! Man .. Exquisite .. Wonderful .. I’ll bookmark your locate and assume the feeds additionally…I’m satisfied to find abundant effective info here within the send. Merit for sharing…

    51. Its hard to find good help

      I am constantnly proclaiming that its hard to get good help, but here is

    52. Digg

      While checking out DIGG yesterday I noticed this

    53. Maxi Dresses spune:

      Dreary Day

      It was a dreary day here yesterday, so I just took to messing around on the internet and found

    54. My spouse and I stumbled over here different page and thought I might as well check things out. I like what I see so now i am following you. Look forward to finding out about your web page repeatedly.

    55. try this spune:

      I simply want to mention I am just newbie to blogging and site-building and absolutely liked your web blog. Most likely I’m planning to bookmark your blog post . You certainly have excellent articles and reviews. Cheers for revealing your web-site.

    56. Ion spune:

      Oferta urgenta de locuri de munca! Veti vedea ca zilnic tot mai multi oameni s-au convins de seriozitatea noastra, pentru ca oferim din start contract legal si punem imediat la dispozitia tuturor dovada platii! Deja am acordat si primele castiguri! NU e MLM si NU e joc piramidal! Castigati sigur 300 dolari lunar, ca operator online, lucrand 3 ore pe zi! Pentru detalii, trimiteti textul ”Info” la adresa de email: pondila_ion@yahoo.com

    Lasă un răspuns

    Adresa ta de email nu va fi publicată. Câmpurile obligatorii sunt marcate cu *

    Acest sit folosește Akismet pentru a reduce spamul. Află cum sunt procesate datele comentariilor tale.

    Scroll to top