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  • card bancarRomânii ar putea plăti în curând comisioane pentru singura operațiune bancară scutită de așa ceva: plata cu cardul. Potrivit directorului regional Visa pentru România, Croația și Slovenia, Cătălin Crețu, citat de economica.net, un articol din Ordonanța 34/2014 privind drepturile consumatorilor în contractele încheiate cu profesioniștii dă posibilitatea comercianților să transfere asupra clienților aceste costuri.

    Articolul 19 al Ordonanței prevede că ”se interzice profesioniștilor să perceapă de la consumatori comisioane aferente utilizării unui anumit mijloc de plată care depășesc costul suportat de profesionist pentru utilizarea unor astfel de modalități de plată ”.

    Cu alte cuvinte, comercianții nu vor putea cere un comision mai mare decât comisionul pe care îl plătesc la rândul lor către bancă.

    Articolul din OUG este cu atât mai straniu cu cât exista deja o prevedere legală prin care se interzicea perceperea unor comisioane suplimentare în funcție de mijlocul de plată utilizat.

    Interpretarea ANPC, preluată de economica.net, este că prevederile legale se completează reciproc, iar comercianții vor putea cere un comision care să nu depășească costurile pentru utilizarea celei mai ieftine metode de plată. Care este cea mai ieftină metodă de plată e însă un lucru neclar.

    Acest articol este proprietatea Pagina de Bănci și este protejat de legea drepturilor de autor. Orice preluare a conținutului se poate face doar în limita a 500 de semne, cu citarea sursei și cu link către pagina acestui articol.

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