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  • cnProgramul ”Prima Mașină” va fi lansat de Guvern în cursul lunii noiembrie, a declarat ministrul Economiei, Constantin Niță, citat de Mediafax.

    În program vor avea prioritate tinerii cu vârste între 18 și 35 de ani, iar principala diferență față de un credit auto obișnuit este garanția acordată de stat, care va acoperi maximum 50% din valoarea autoturismului.

    Valoarea maximă a creditului va fi de 50.000 de lei plus TVA, adică aproximativ 14.000 de euro la cursul valutar din momentul de față. De asemenea, în credit va putea inclusă și polița CASCO aferentă primului an de utilizare a mașinii. Spre deosebire de ”Prima Casă”, în acest program clienții nu vor putea cumpăra mașini mai scumpe plătind diferența sau luând un credit mai mare, garantat doar parțial, de la bancă.

    Avansul cerut pentru cumpărarea unei mașini prin program va fi între 5% și 10%, iar perioada maximă de creditare va fi de șapte ani. Dobânda este unul dintre avantajele programului, ea neputând depăși ROBOR la 3 luni plus 3%.

    Acest articol este proprietatea Pagina de Bănci și este protejat de legea drepturilor de autor. Orice preluare a conținutului se poate face doar în limita a 500 de semne, cu citarea sursei și cu link către pagina acestui articol.

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