• 4,5986

  • 3,8421

  • 4,0014

  • 164,6011

  • vangroningen

     

    UPDATE. Se pare că ca aceste produse derivate, CDS(Credit Default Swap) folosite şi de Raiffeisen în contractele clienţilor din procesul de la Oradea au contribuit inclusiv la declanşarea crizei financiare globale. Aceste aşa-zise asigurări erau ataşate la creditele subprime, credite riscante care au provocat criza.

    Piaţa CDS-urilor ste una nereglementată la nivel înalt în schimb controlată de un număr limitat de bănci.

    Ar fi inacceptabil sa aflam ca bancile au actionat concertat pentru a bloca operatorii de piata sa isi protejeze veniturile. Metoda de tranzactionare (a instrumentelor financiare derivate CDS – s.n.) pe piata nereglementata (de gré à gré sau over-the-counter – OTC) nu este doar mai costisitoare pentru investitor decat o tranzactie pe bursa dar este si expusa unor riscuri sistemice”, a declarat spaniolul Jose Almunia, vicepreşedinte al Comisiei Europene s-a exprimat negativ .

    Raiffeisen ştia de riscul CHF?

    O nouă informaţie a răzbătut din controversatul caz de la Oradea în care este implicată Raiffeisen Bank într-un proces privind creditele în CHF. Astfel, se pare că banca anticipase riscul creditelor CHF deşi ele au fost vândute ca fiind sigure. O avocată din Craiova, Carmen Popa a semnalat prin intermediul lui Gheorghe Piperea faptul că Raiffeisen ar fi inclus în contractele de credit asigurări  pentru riscul de default, adică de incapacitate de plată, prin CDS-uri.

    CDS, aşa numitele Credit Default Swap, invenţia celor de la JP Morgan, au fost printre produsele derivate, alături de creditele subprime(adică riscante) care au stat la baza crizei financiare.

    Practic, Raiffeisen a plătit rate către compania care a vândut CDS-uri urmând să primească o despăgubire dacă creditul nu va mai fi plătit.

    Banca s-a asigurat astfel de eventuale pierderi, urmând să încaseze bani în orice eventualitate.

    Acest articol este proprietatea Pagina de Bănci și este protejat de legea drepturilor de autor. Orice preluare a conținutului se poate face doar în limita a 500 de semne, cu citarea sursei și cu link către pagina acestui articol.

    Related Posts

    71 Responses to UPDATE: Raiffeisen ştia de riscul CHF? Asigurările făcute de bancă implicate în criza mondială

    1. Apixel delivers proactive IT maintenance services through our flat-rate Managed IT Support Service. Designed to reduce your costs, increase your profits and mitigate your business risks, we partner with you as your Virtual CIO and IT Department, allowing you to focus on running your business, not your technology. IT Support Singapore industry we provide the highest standard of pest control at a very cost-effective price.

    2. gold maps spune:

      gold maps

      […]although internet sites we backlink to beneath are considerably not associated to ours, we really feel they may be actually worth a go by way of, so have a look[…]

    3. This post contains great original thinking. The informational content material here proves that points aren’t so black and white. I feel smarter from just reading this.

    4. This internet site is generally a walk-through you discover the information it suited you about it and didn’t know who need to have to. Glimpse here, and you’ll certainly discover it.

    5. Anonim spune:

      Dude.. I am not a lot into reading, except one way or another I got to interpret loads of articles on your blog. Its amazing how interesting it is for me to visit you very often.

    6. Wow! This can be one particular of the most beneficial blogs We have ever arrive across on this subject. Actually Magnificent. I am also an expert in this topic so I can understand your effort.

    7. foreclosures spune:

      The book is wonderful, but this review is not exactly spot-on. Being a Superhero is more about selecting foods that heal your body, not just eating meat/dairy-free. Processed foods like those mentioned in this review aren’t what Alicia is trying to promote. If you aren’t open to sea vegetables (and yes, I’m talking sea weed), just stop at vegan.

    8. matt crorkz spune:

      Cv1Xpo I like what you guys are up too. Such clever work and reporting! Keep up the excellent works guys I have incorporated you guys to my blogroll. I think it’ll improve the value of my site 🙂

    9. 25. I was suggested this blog by my cousin. I’m not sure whether this post is written by him as no one else know such detailed about my difficulty. You’re amazing! Thanks!

    10. Tumblr article

      I saw someone talking about this on Tumblr and it linked to

    11. Great video! I justhad to leave a comment! Yep…GREAT!

    12. Im not capable of view this web site properly on opera Personally i think there is a problem

    13. Looking around

      I like to look in various places on the online world, regularly I will go to Stumble Upon and read and check stuff out

    14. Maritza Floer spune:

      I like this post, enjoyed this one thanks for putting up. „What is a thousand years Time is short for one who thinks, endless for one who yearns.” by Alain.

    15. example spune:

      I am really impressed with your writing skills and also with the layout on your blog. Is this a paid theme or did you customize it yourself? Anyway keep up the excellent quality writing, it’s rare to see a nice blog like this one today..

    16. book of ra spune:

      I went more than this internet site and I believe you might have a great deal of excellent info , saved to favorites (:.

    17. iampauljames spune:

      I gotta bookmark this internet site it seems handy extremely helpful

    18. Hyo Mcglasson spune:

      Hi! It’s been very nice reading this website. It’s really amazing!

    19. Its hard to find good help

      I am regularly proclaiming that its hard to procure good help, but here is

    20. Hi! I’ve been following your weblog for a long time now and finally got the courage to go ahead and give you a shout out from Huffman Tx! Just wanted to mention keep up the good work!

    21. Tessie spune:

      I similar to the beneficial data you impart in your articles. I?ll bookmark your weblog and check once more at this point repeatedly. I am wholly sure I?ll hear scores of new pack non-discriminatory here! Clear luck for the next!

    22. Pest Control Manchester is committed to protecting your homes and businesses against harmful pests. We provide an environmentally safe, superior and reliable service and are committed to total customer satisfaction. As the leading service company in the cheap cheshire pest control industry we provide the highest standard of pest control at a very cost-effective price.

    23. eliran oved spune:

      Full Disclosure began in April 2012 when San Francisco comedian Eric Barry bought a mixer and some microphones, and launched the Full Disclosure sex podcast out of his bedroom, a series of intensely revealing interviews with adult performers, sexologists, celebrities, and others in the entertainment industry.

    24. News info

      I was reading the news and I saw this really interesting topic

    25. Thanks for sharing, this is a fantastic blog post.Much thanks again. Want more.

    26. child porn spune:

      Full Disclosure began in April 2012 when San Francisco comedian Eric Barry bought a mixer and some microphones, and launched the Full Disclosure sex podcast out of his bedroom, a series of intensely revealing interviews with adult performers, sexologists, celebrities, and others in the entertainment industry.

    27. Tumblr article

      I saw a writer talking about this on Tumblr and it linked to

    28. prints spune:

      Our canvas prints are made with only the highest quality materials in the industry. We don’t cut corners on quality. About.com and the New York Times both gave us a five-star rating.prints Our process ensures that you get perfect results optimized for any size canvas, every time. Our skilled technicians will expertly adjust contrast, saturation, resolution, sharpness… and more.

    29. Digg

      While checking out DIGG today I found this

    30. Digg

      While checking out DIGG today I noticed this

    31. Darrick Konen spune:

      Good day! This post could not be written any better! Reading through this post reminds me of my old room mate! He always kept talking about this. I will forward this page to him. Fairly certain he will have a good read. Many thanks for sharing!

    32. prbqjjcig gkrkj msoipmg yxvf ddljsiahjqychet

    33. Vitamix spune:

      Vitamix, Vitamix TNC5200, Vitamix Super TNC und Vitamix Pro 500 können Sie hier holen

    34. tuSdXmG3YWJSs spune:

      771631 300626I always was concerned in this topic and stock nonetheless am, regards for posting . 499720

    35. click here spune:

      Smithers of Stamford supplies hand made bespoke industrial furniture & retro vintage style furniture for man cave ideas & contemporary homes offices, hotels, restaurants in the Uk.

    36. This is a set of phrases, not an essay. that you are incompetent

    37. 490006 99521Magnificent web site. Lots of helpful info here. 367121

    38. At this topic I podpobne soul almost you, like exclusively read this blog. You get accord get through on route to each else, as I outsmart some important questions.

    39. honda parts spune:

      TEEMCO LLC, an oilfield engineering company based in the Oklahoma City suburb of Edmond, thrust themselves into the spotlight over the last year, signing huge endorsement deals with the Oklahoma City Thunder, The University of Oklahoma, Oklahoma State University, and local CBS television affiliate KWTV, among others.TEEMCO made another big splash when they announced plans to purchase and renovate the historic Gold Dome building in central Oklahoma City, with their CEO Greg Lorson comparing the building’s positive electromagnetic energy to golf bracelets and revealing plans that included massive aquariums and the world’s largest salt crystal lamp.But as these audacious deals were being signed and promoted, TEEMCO and it’s chief executive were mired in legal and financial issues, and the troubles appear to be quickly escalating.

    40. Our aim is to source products from all around the world, finding you from the rarest to the most elite parts for the best prices. Since we began in 2012 our focus has always been mainly specialising for Japanese automotive cars, but since 2013 we have expanded

    41. News info

      I was reading the news and I saw this really interesting topic

    42. free sex spune:

      There are still so many underwater discoveries, which are yet to be made, and the next person who sets out just might stumble upon the next big find.

    43. Bruno Geoghan spune:

      I really so when someone moves exclusively such issues, among this way your website is really very useful.

    44. News info

      I was reading the news and I saw this really interesting information

    45. Yahoo results

      While browsing Yahoo I found this page in the results and I didn’t think it fit

    46. Digg

      While checking out DIGG today I noticed this

    47. scuba divers spune:

      Divers are very fortunate individuals in that that they only need to decide where their next trip will take them. There is always a “next” destination—another diving site to visit. The planet that we live in is mostly water, which means that divers have plenty of unchartered seas, oceans, lakes and rivers to explore. There are still so many underwater discoveries, which are yet to be made, and the next person who sets out just might stumble upon the next big find.

    48. Wow, often a extraordinary bit write up which i’ve seem operating in long long term. Will sometimes pay a visit items internet sites.

    49. teemco llc spune:

      TEEMCO LLC, an oilfield engineering company based in the Oklahoma City suburb of Edmond, thrust themselves into the spotlight over the last year, signing huge endorsement deals with the Oklahoma City Thunder, The University of Oklahoma, Oklahoma State University, and local CBS television affiliate KWTV, among others.TEEMCO made another big splash when they announced plans to purchase and renovate the historic Gold Dome building in central Oklahoma City, with their CEO Greg Lorson comparing the building’s positive electromagnetic energy to golf bracelets and revealing plans that included massive aquariums and the world’s largest salt crystal lamp.But as these audacious deals were being signed and promoted, TEEMCO and it’s chief executive were mired in legal and financial issues, and the troubles appear to be quickly escalating.

    50. flipkart spune:

      Digg

      While checking out DIGG yesterday I noticed this

    51. domowe spune:

      I similar to this post, enjoyed this one thankyou for putting up.

    52. Just Browsing

      While I was browsing today I saw a great post about

    53. Digg

      While checking out DIGG today I found this

    54. Glorious blog! Accomplish you’ve some dreams and hints for aspiring writers? I’m planning to activate my own place before long nevertheless I am slightly misplaced taking place the whole thing. Would you propose preparatory with a uncontrolled platform like WordPress before get on behalf of a remunerated possibility? Near are such a lot of choices out at hand that I’m completely overwhelmed .. Several suggestions? Admire it!

    55. News info

      I was reading the news and I saw this really interesting topic

    56. Chicago IVF spune:

      News info

      I was reading the news and I saw this really interesting topic

    57. Dreary Day

      It was a dreary day here today, so I just took to piddeling around online and found

    58. Howdy! I could have sworn I’ve been to this website before but after browsing through some of the post I realized it’s new to me. Anyhow, I’m definitely glad I found it and I’ll be bookmarking and checking back frequently!

    59. I just want to say I am beginner to blogs and truly savored your web page. Most likely I’m planning to bookmark your website . You definitely have impressive articles. Thanks a lot for sharing with us your blog site.

    Lasă un răspuns

    Adresa ta de email nu va fi publicată. Câmpurile obligatorii sunt marcate cu *

    Scroll to top