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  • vangroningenScandalul legat de cererea făcută de Raiffeisen Bank la Tribunalul Bihor într-un proces colectiv având ca obiect denominarea creditelor în franci elvețieni ia amploare. Banca a prezentat o versiune diferită de cea pe care avocatul Gheorghe Piperea o publicase inițial pe pagina sa de Facebook, iar acum îl acuză pe acesta că ar încerca să manipuleze opinia publică, publicând o informație scoasă din context.

    Banca austriacă a făcut mai multe precizări pentru site-ul bankingnews.ro, reluând ideile transmise și ieri către o parte a presei. Astfel, cererea ar avea ca scop ”luminarea” clienților, care ar avea de fapt mai mult de plătit în cazul în care conversia s-ar face la cursul din data acordării creditului, pentru că atunci dobânzile la creditele în lei erau mult mai mari decât cele la creditele în franci elvețieni.

    ”Banca a informat instanța că pentru conversia în lei trebuie aplicate condițiile de creditare pentru creditele în lei de la acea dată. Într-o astfel de situație clientul ar avea de rambursat sume foarte mari în lei din urmă (uneori aproape duble), dat fiind că dobânda la creditele în lei era în 2007-2008 de 11-17% și nu 6-7% cât era la un credit în CHF”, au declarat reprezentanții Raiffeisen Bank.

    Poziția de astăzi a Raiffeisen adaugă un aspect important, neprecizat ieri: în cazul conversiei la cursul din data acordării creditului, banca ar vrea să le mai ia clienților și bani din urmă, pentru a acoperi diferența de dobândă. Despre banii plătiți în plus din cauza diferenței de curs valutar nu se specifică nimic.

    Banca și-a manifestat în cadrul aceluiași punct de vedere nemulțumirea față de Gheorghe Piperea, făcând referire la obligația ”să manifeste conștiinciozitate și probitate profesională”, prevăzută de legea privind organizarea și funcționarea profesiei de avocat. ”Este regretabil că un profesionist dezinformează atât opinia publică, cât și propriii clienți”, consideră reprezentanții instituției bancare.

    Acest articol este proprietatea Pagina de Bănci și este protejat de legea drepturilor de autor. Orice preluare a conținutului se poate face doar în limita a 500 de semne, cu citarea sursei și cu link către pagina acestui articol.

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