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  • mpM-Pesa înseamnă în limba swahili  „bani mobili” şi desemnează un serviciu de plăţi prin telefonul mobil lansat de Vodafone în Africa.

    Voice of America notează că România este poarta de intrare a portofelului african în Europa, într-o acţiune inversă de livrare de tehnologie, din ţările în curs de dezvoltare spre lumea occidentală.

    În Africa, serviciul a avut un succes incredibil,  rulând până acum circa 20 de miliarde de dolari.

    Vodafone vrea să ia astfel din felia comercială a băncilor pentru că până la urmă M-Pesa este un serviciu de banking prin SMS.

    Este evident însă că un client tot are nevoie de cont, doar că în loc să facă unul la bancă alege să deschidă unul la Vodafone, pe care îl alimentează c cash. Banking toată ziua!

    Dacă sistemul african va funcţiona, vom vedea tot mai multe corporaţii cu domenii conexe care vor alege să facă şi banking mascat. Cu atât mai mult cu cât instituţiile de reglementare gen BNR, sunt complet sărite din schemă.




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